chap | isap | obt | farm | coverage detail | |
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Ransomware Support |
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Covers assistance to attempt to free the computer system and restore functionality, and if not possible, restore the system from the latest available back up.
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Identity Theft Restoration |
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Applies for the named insured individual(s) and family members including credit monitoring.
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Breach Notice Coverage |
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Pays for notification and credit monitoring when PII (electronic and paper) is lost or stolen.
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Privacy Liability |
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Responds to third party claims due to losses sustained when personal information (SSN, credit card number, etc.) is stolen or exposed.
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Security Breach Liability |
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Covers third party damages resulting from a computer virus or other malware that has been transmitted to a third party from your computer system.
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Cyber Business Interruption |
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Pays business interruption costs incurred as a result of a defined business interruption event.
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Media Liability |
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Covers liability arising from one or more named acts or allegations of acts.
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Identity Theft Remediation Services |
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Provides for the services of an Identity Theft Remediation Advocate to assist victims in resolving the fraudulent use of PII.
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Online Banking Theft |
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Protects businesses from loss of funds due to criminal account take-over when banking online.
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Social Engineering Fraud |
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Covers loss of funds resulting from transferring, paying or delivering funds to any business or person under false pretenses.
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Wire Transfer Fraud |
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Reimburses loss of funds resulting from a fraudulent instruction directing a financial institution to transfer, pay, or deliver funds from your account.
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Coverage Extensions |
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Extends cyber protection to smartphones, tablets, smartwatches and private passenger autos.
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UAV Third Party Liability |
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Compensatory damages to PD or BI caused by a UAV (drone), including payload.
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Fines & Penalties |
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Covers costs associated with monetary penalties resulting from a covered peril.
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TYPICAL LIMIT RANGES
chap
$10,000 - $100,000 (USD)
ISAP
$25,000 - $1 Million (USD)
OBT
$25,000 - $50,000 (USD)
FARM
$10,000 - $100,000 (USD)