Farmowners Cyber Program

Most small to midsized farms are owned by a single family. Operating as a combined home, farming operation, and potentially also as a corollary business that is owned or managed, these family farms often need both personal and commercial cyber protection.

Introducing the farmowners cyber endorsement from Digital Risk Resources: a blend of personal and commercial cyber coverages

This unique program is an affordable, turnkey solution for those insurers that want to easily provide an advanced cyber endorsement specifically crafted for farms. The program includes five parts:

Coverage Form:

Farmowners Endorsement

Security Breach Liability:

Covers Third Party Damages from a computer security breach such as a virus or hacker attack

Pre-loss tools and services:

plus Privacy Risk and Awareness Training including the Hack Attack game

Marketing Assistance:

a breach preparedness and educational website

Cyber Claims TPA:

(part of Cyber Scout )

Optional Quota Share Reinsurance*:

provided by Aspen Insurance UK Limited with net rates (Rated “A” by A.M. Best and S&P)

  • Ransomware Support
  • Security Breach Liability
  • Social Engineering Fraud
  • UAV Third Party Liability
  • Fines & Penalties
  • Wire Transfer Fraud
  • Breach Notice Coverage
  • Media Liability
  • Privacy Liability
  • Identity Theft Remediation Services
  • Identity Theft Restoration

Furthermore, since the agricultural sector is undergoing a technology revolution called “smart farming” that involves the application of modern Information and Communication Technologies (“ICT”) into agriculture production, the program includes data coverage for any device used for farming that is connected to the internet. In addition, the program includes third party bodily injury and property damage coverage for unmanned aerial vehicles, which are commonly used on farms.         

Fast Fact

$26.76 billion (USD)

Estimated value of the global market size of “smart agriculture” by 2020, up from $13.74 billion (USD) in 2015.                    
Source: Statista, 2017

For more information, please contact

Sandy Hauserman Digital Risk Resources or +1 802 748 1333


*Subject to satisfaction of Aspen’s underwriting requirements

The summary contained herein is for informational purposes only. Products may not be available in all jurisdictions.